/* ============================================================
   Umschuldungsprofi — shared shell for /angebote/<slug>/ pages
   Tokens and component names match sonderangebote.html and
   angebote/kreditkarte-teilzahlung-abloesen.html.
   Page-specific interactive widgets live in each page's <style>.
   ============================================================ */

:root{
  --teal:#002b38;--ink:#16272d;--muted:#5d7079;--green:#00a651;--green-d:#008a44;
  --blue-d:#0b6f86;--amber-d:#a87b00;--g:#eaf7f0;--t:#e7f2f5;--a:#fff3d6;
  --paper:#f6f9f8;--card:#fff;--line2:#e6efeb;--yellow-deep:#f2a900;
  --shadow:0 18px 44px rgba(0,43,56,.09);--ease:cubic-bezier(.22,.61,.36,1);
  --sans:Roboto,-apple-system,BlinkMacSystemFont,sans-serif;--maxw:1400px;
}
*{box-sizing:border-box}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 clamp(18px,4vw,40px)}
.prose{max-width:1100px}
.prose .lead,.sec>.wrap>p,.hint,.fa-a-in,.legal .box{max-width:76ch}

@keyframes shine{0%,15%{left:-120%}60%,100%{left:170%}}
@keyframes pop{0%{transform:scale(.85);opacity:.4}100%{transform:scale(1);opacity:1}}
@keyframes ping{0%{transform:scale(.6);opacity:.7}80%,100%{transform:scale(2.4);opacity:0}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}
.reveal{opacity:0;transform:translateY(16px);transition:opacity .55s var(--ease),transform .55s var(--ease)}
.reveal.in{opacity:1;transform:none}

/* ---------- header ---------- */
.shd{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line2)}
.shd-in{max-width:var(--maxw);margin:0 auto;padding:11px clamp(18px,4vw,40px);display:flex;align-items:center;gap:18px;position:relative}
.shd-logo img{height:40px;width:auto;display:block}
.shd-nav{margin-left:auto;display:flex;align-items:center;gap:24px}
.shd-nav a{font-weight:700;font-size:15px;color:var(--teal)}
.shd-nav a:hover{color:var(--green-d)}
.shd-off{color:var(--green-d)}
.shd-tel{display:inline-flex;align-items:center;gap:8px;background:var(--teal);color:#fff!important;padding:10px 15px;border-radius:10px;font-size:14px;font-weight:800}
.shd-tel svg{width:16px;height:16px;fill:none;stroke:#fff;stroke-width:2}
.shd-tg{display:none;background:none;border:0;color:var(--teal);cursor:pointer;padding:4px;margin-left:auto}
.shd-tg svg{width:28px;height:28px;fill:none;stroke:currentColor;stroke-width:2.2}
@media(max-width:980px){
  .shd-tg{display:block}
  .shd-nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line2);flex-direction:column;align-items:stretch;gap:0;padding:6px 0;box-shadow:0 22px 44px rgba(0,43,56,.12);display:none}
  .shd.open .shd-nav{display:flex}
  .shd-nav a{padding:13px clamp(18px,4vw,40px)}
  .shd-tel{margin:8px clamp(18px,4vw,40px);justify-content:center}
}

/* ---------- breadcrumb ---------- */
.crumb{padding:16px 0 0;font-size:13px;color:var(--muted);font-weight:600}
.crumb a:hover{color:var(--green-d)}
.crumb span{color:var(--teal)}

/* ---------- hero: copy left, Angebotskopf card right ---------- */
.dhero{padding:clamp(20px,3vw,34px) 0 clamp(28px,4vw,46px)}
.dhero .wrap{display:grid;grid-template-columns:1.06fr .94fr;gap:clamp(26px,4vw,52px);align-items:start;max-width:var(--maxw)}
@media(max-width:980px){.dhero .wrap{grid-template-columns:1fr}}
.ey{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--blue-d);background:var(--t);border:1px solid #d3e6ec;padding:6px 13px;border-radius:999px}
.ey .dot{width:7px;height:7px;border-radius:50%;background:var(--green);animation:pop 1.6s var(--ease) infinite alternate}
.dhero h1{font-weight:900;font-size:clamp(28px,4vw,44px);line-height:1.08;letter-spacing:-.025em;color:var(--teal);margin:16px 0 0;max-width:20ch}
.dhero .lead{color:var(--muted);font-size:clamp(16px,1.3vw,18px);line-height:1.65;margin:16px 0 0;max-width:62ch}
.cta-row{margin-top:24px;display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.bp{position:relative;overflow:hidden;display:inline-flex;align-items:center;gap:9px;background:var(--green);color:#fff;font-weight:800;font-size:15px;padding:14px 24px;border-radius:12px;box-shadow:0 14px 30px rgba(0,166,81,.28)}
.bp::after{content:"";position:absolute;top:0;left:-120%;width:55%;height:100%;background:linear-gradient(100deg,transparent,rgba(255,255,255,.5),transparent);transform:skewX(-18deg);animation:shine 3.6s var(--ease) infinite}
.bp svg{width:18px;height:18px;fill:none;stroke:#fff;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;position:relative;z-index:1}
.bs{display:inline-flex;align-items:center;gap:8px;padding:14px 22px;border:1.5px solid var(--line2);border-radius:12px;font-weight:700;color:var(--teal);background:#fff}
.bs:hover{border-color:var(--green)}
.htrust{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:22px;color:var(--muted);font-size:13.5px;font-weight:600}
.htrust span{display:inline-flex;align-items:center;gap:7px}
.htrust svg{width:15px;height:15px;fill:none;stroke:var(--green);stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}

/* ---------- Angebotskopf card ---------- */
.okopf{position:relative;background:#fff;border:1px solid var(--line2);border-radius:22px;box-shadow:0 30px 70px rgba(0,43,56,.13);overflow:hidden}
.okopf-h{background:linear-gradient(135deg,#04303c,#00212b);color:#fff;padding:20px 24px}
.okopf-h .lbl{font-size:12.5px;font-weight:900;letter-spacing:.14em;text-transform:uppercase;color:#7ee6ad;line-height:1.3}
.okopf-b{padding:20px 24px 22px}
.okopf-rate{display:flex;align-items:baseline;flex-wrap:wrap;gap:8px}
.okopf-rate .v{font-size:clamp(26px,3.2vw,34px);font-weight:900;color:var(--green-d);letter-spacing:-.02em;line-height:1.05}
.okopf-rate .u{font-weight:800;color:var(--teal);font-size:15px}
/* flex-wrap is required: the chip holds several items (label + [PLATZHALTER] + unit)
   and would otherwise overflow the card on narrow viewports. */
.okopf-2d{margin-top:8px;display:flex;flex-wrap:wrap;align-items:center;gap:6px 8px;max-width:100%;width:fit-content;background:var(--g);border:1px solid #cdeede;color:#20654a;font-weight:800;font-size:13.5px;padding:7px 12px;border-radius:10px;line-height:1.4}
.okopf-facts{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:9px}
.okopf-facts li{position:relative;padding-left:26px;font-size:14.5px;line-height:1.55;color:#33454c;font-weight:600}
.okopf-facts li::before{content:"";position:absolute;left:0;top:8px;width:9px;height:9px;border-radius:50%;background:var(--green);opacity:.85}
.okopf-mkt{margin-top:18px;background:var(--a);border:1px solid #f0e2bd;border-radius:12px;padding:13px 15px}
.okopf-mkt b{display:block;color:var(--amber-d);font-size:14.5px;font-weight:900;line-height:1.35}
.okopf-mkt span{display:block;margin-top:5px;color:#6a5a38;font-size:12.5px;line-height:1.5}
.okopf-val{margin-top:14px;padding-top:13px;border-top:1px solid var(--line2);font-size:12.5px;color:var(--muted);font-weight:700}

/* placeholder chips — values supplied before publication */
/* Long placeholders (e.g. the repräsentatives Beispiel) must be able to wrap,
   otherwise they widen the whole page on narrow viewports. */
.ph{display:inline;background:#fff4d6;box-shadow:0 0 0 1px #d9ab3c inset;color:#8a6a12;border-radius:7px;padding:1px 7px;font-weight:800;font-size:.92em;max-width:100%;overflow-wrap:break-word;box-decoration-break:clone;-webkit-box-decoration-break:clone}

/* ---------- content sections ---------- */
.sec{padding:clamp(26px,3.5vw,46px) 0}
.sec.tint{background:#fff;border-block:1px solid var(--line2)}
.sec h2{font-weight:800;font-size:clamp(21px,2vw,28px);letter-spacing:-.015em;color:var(--teal);margin:0 0 14px;max-width:24ch}
.sec p{color:#33454c;font-size:16px;line-height:1.7;margin:0 0 14px}
.sec p:last-child{margin-bottom:0}
.sec .src{font-size:12.5px;color:var(--muted);line-height:1.55;margin-top:12px}

.note{margin:18px 0 0;background:var(--g);border:1px solid #cdeede;border-left:4px solid var(--green);border-radius:12px;padding:16px 18px}
.note b{color:var(--green-d)}
.note p{margin:0;color:#274b3b;font-size:15px;line-height:1.6}
.note p+p{margin-top:8px}
.warnbox{margin:18px 0 0;background:linear-gradient(180deg,#fff8e8,#fff2d3);border:1px solid #f0e2bd;border-left:4px solid var(--yellow-deep);border-radius:12px;padding:16px 18px}
.warnbox p{margin:0;color:#6a5a38;font-size:15px;line-height:1.6}
.warnbox b{color:var(--amber-d)}

/* stacked point cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:20px}
@media(max-width:900px){.cards{grid-template-columns:1fr}}
.pcard{background:#fff;border:1px solid var(--line2);border-radius:16px;padding:20px;box-shadow:var(--shadow);transition:transform .24s var(--ease),box-shadow .24s var(--ease)}
.pcard:hover{transform:translateY(-5px);box-shadow:0 30px 60px rgba(0,43,56,.14)}
.pcard b{display:block;font-size:16.5px;font-weight:900;color:var(--teal);margin-bottom:8px;letter-spacing:-.01em}
.pcard p{margin:0;font-size:14.5px;line-height:1.6;color:#33454c}

/* ---------- Unterlagen checklist ---------- */
.ulist{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:10px;max-width:76ch}
.ulist li{position:relative;padding:14px 16px 14px 48px;background:#fff;border:1px solid var(--line2);border-radius:12px;font-size:15px;font-weight:600;color:var(--teal);cursor:pointer;transition:.18s var(--ease)}
.ulist li:hover{border-color:var(--green);transform:translateX(3px)}
.ulist li svg{position:absolute;left:16px;top:15px;width:18px;height:18px;fill:none;stroke:#c4d3ce;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round;transition:stroke .18s var(--ease)}
.ulist li.done{background:var(--g);border-color:#cdeede}
.ulist li.done svg{stroke:var(--green-d)}
.ulist-bar{margin-top:12px;display:flex;align-items:center;gap:12px;max-width:76ch}
.ulist-bar .t{flex:1;height:8px;border-radius:99px;background:#e9efec;overflow:hidden}
.ulist-bar .f{display:block;height:100%;width:0;border-radius:99px;background:linear-gradient(90deg,#00b85d,#008a44);transition:width .4s var(--ease)}
.ulist-bar .n{font-size:13px;font-weight:800;color:var(--green-d);min-width:12ch;text-align:right}
.hint{font-size:14px;color:var(--muted);line-height:1.65;margin-top:14px}

/* ---------- data table ---------- */
.tblwrap{margin-top:18px;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line2);border-radius:16px;background:#fff;box-shadow:var(--shadow)}
table.dt{width:100%;border-collapse:collapse;min-width:520px}
table.dt th,table.dt td{padding:14px 16px;text-align:left;font-size:15px;border-bottom:1px solid var(--line2)}
table.dt thead th{background:#f2f7f5;color:var(--teal);font-weight:800;font-size:13.5px;letter-spacing:.02em;white-space:nowrap}
table.dt tbody tr:last-child td{border-bottom:0}
table.dt tbody tr{transition:background .16s var(--ease)}
table.dt tbody tr:hover{background:#f7fbf9}
table.dt td:first-child{font-weight:700;color:var(--teal)}
table.dt td.num{font-variant-numeric:tabular-nums;font-weight:800;color:var(--green-d)}
table.dt td.num.hi{color:var(--amber-d)}

/* ---------- CTA band ---------- */
.band{background:radial-gradient(120% 130% at 10% 0,#04303c,#00212b);color:#fff}
.band .in{max-width:var(--maxw);margin:0 auto;padding:clamp(32px,5vw,54px) clamp(18px,4vw,40px);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px}
.band h2{margin:0;font-size:clamp(21px,2.2vw,30px);font-weight:800;letter-spacing:-.02em;max-width:24ch}
.band p{margin:8px 0 0;color:#a9c6cd;font-size:15px;max-width:56ch}
.band a.inl{color:#7ee6ad;font-weight:700}
.band .bp{background:var(--yellow-deep);color:var(--teal)}
.band .bp svg{stroke:var(--teal)}

/* ---------- related ---------- */
.rel{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.rel a{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1.5px solid var(--line2);border-radius:12px;padding:11px 16px;font-weight:700;font-size:14.5px;color:var(--teal);transition:.18s var(--ease)}
.rel a:hover{border-color:var(--green);color:var(--green-d);transform:translateY(-2px)}
.rel a svg{width:15px;height:15px;fill:none;stroke:currentColor;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}

/* ---------- legal + author ---------- */
.legal{padding:clamp(24px,3vw,40px) 0}
.legal .box{background:#fff;border:1px solid var(--line2);border-radius:14px;padding:20px 22px;font-size:13.5px;color:var(--muted);line-height:1.65}
.legal .box b{color:var(--teal)}
.legal .box p{margin:0}
.legal .box p+p{margin-top:10px}
.author{margin-top:16px;display:flex;gap:14px;align-items:flex-start;background:var(--g);border:1px solid #cdeede;border-radius:14px;padding:18px 20px;max-width:76ch}
.author .av{flex:none;width:46px;height:46px;border-radius:50%;background:var(--green-d);color:#fff;display:grid;place-items:center;font-weight:900}
.author .m{font-size:13.5px;color:#33454c;line-height:1.6}
.author .m b{color:var(--teal)}

/* ---------- footer ---------- */
.sft{background:var(--teal);color:#b9d2d8}
.sft-in{max-width:var(--maxw);margin:0 auto;padding:clamp(36px,5vw,58px) clamp(18px,4vw,40px);display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:30px}
@media(max-width:820px){.sft-in{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.sft-in{grid-template-columns:1fr}}
.sft-brand img{height:46px;width:auto;margin-bottom:12px}
.sft-brand p{margin:0 0 6px;color:#eaf3f4;font-weight:700}
.sft-tag{color:#9fbcc2!important;font-weight:400!important;font-size:13.5px;line-height:1.5;max-width:36ch}
.sft-col h4{margin:0 0 12px;color:#fff;font-size:14px}
.sft-col p{margin:0 0 8px;font-size:14px}
.sft a{color:#b9d2d8}
.sft a:hover{color:#fff}
.sft-bar{border-top:1px solid rgba(255,255,255,.1);text-align:center;padding:16px;font-size:13px;color:#8fabb2}

/* ---------- sticky mobile CTA ---------- */
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;gap:10px;padding:10px 14px;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-top:1px solid var(--line2)}
.sticky .bp{flex:1;justify-content:center;padding:13px;font-size:14.5px}
.sticky .call{flex:none;display:grid;place-items:center;width:52px;border:1.5px solid var(--line2);border-radius:12px;color:var(--teal);background:#fff}
.sticky .call svg{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:2}
@media(max-width:760px){.sticky{display:flex}body{padding-bottom:76px}}

/* ---------- reading progress ---------- */
.prog{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--green),var(--yellow-deep));z-index:80;transition:width .1s linear}