/* ============================================================
   Umschuldungsprofi — BLOG THEME  (eigenständig, unabhängig vom Haupt-CSS)
   Drei-Farben-Akzente: #eaf7f0 (grün) · #e7f2f5 (teal) · #fff3d6 (amber)
   ============================================================ */
:root{
  --teal:#002b38; --teal2:#063a48; --ink:#16272d; --muted:#5d7079;
  --green:#00a651; --green-d:#008a44;
  --blue-d:#0b6f86; --amber-d:#a87b00;
  --g:#eaf7f0; --t:#e7f2f5; --a:#fff3d6;
  --yellow-acc:#ffc21f; --yellow-deep:#f2a900;
  --paper:#f7faf9; --card:#ffffff; --line:#e7e7de; --line2:#e2ebe7;
  --shadow:0 24px 56px rgba(0,43,56,.12);
  --maxw:1450px;
  --sans:Roboto,-apple-system,BlinkMacSystemFont,sans-serif;
  --serif:Roboto,-apple-system,BlinkMacSystemFont,sans-serif;
  --ease:cubic-bezier(.22,.61,.36,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
h1,h2,h3,h4,h5,h6,p{overflow-wrap:break-word}
.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:clamp(18px,3.4vw,52px)}

/* ---------------- HEADER ---------------- */
.page-header{position:sticky;top:0;z-index:50;background:rgba(247,250,249,.88);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);transition:box-shadow .4s var(--ease)}
.page-header.scrolled{box-shadow:0 10px 30px rgba(22,39,45,.08)}
.hbar{display:flex;align-items:center;justify-content:space-between;gap:26px;padding:14px 0}
.logo img{height:50px;width:auto}
.nav{display:flex;align-items:center;gap:6px}
.nav a{padding:10px 16px;border-radius:10px;font-weight:600;font-size:15px;color:#33474e;position:relative;transition:.2s var(--ease)}
.nav a::after{content:"";position:absolute;left:16px;right:16px;bottom:6px;height:2px;background:var(--green);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease)}
.nav a:hover,.nav a.active{color:var(--teal)}
.nav a:hover::after,.nav a.active::after{transform:scaleX(1)}
.nav-toggle{display:none;width:44px;height:44px;flex:none;align-items:center;justify-content:center;border:1px solid var(--line);background:#fff;border-radius:11px;color:var(--teal);cursor:pointer;transition:.2s var(--ease)}
.nav-toggle:hover{border-color:var(--green)}
.nav-toggle svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.nav-toggle .x{display:none}
.page-header.menu-open .nav-toggle .bars{display:none}
.page-header.menu-open .nav-toggle .x{display:block}
.hcontact{display:flex;align-items:center;gap:12px}
.offers{position:relative;overflow:hidden;display:inline-flex;align-items:center;gap:8px;padding:10px 15px;border-radius:999px;
  background:linear-gradient(135deg,#ffd23f,#f4a800);color:#3a2900;font-weight:800;font-size:14px;white-space:nowrap;
  box-shadow:0 8px 20px rgba(242,169,0,.32);transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.offers:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(242,169,0,.46)}
.offers>*{position:relative;z-index:1}
.offers .of-ic{animation:offers-bob 2.4s var(--ease) infinite}
@keyframes offers-bob{0%,100%{transform:translateY(0) rotate(0)}50%{transform:translateY(-1px) rotate(-8deg)}}
.offers::before{content:"";position:absolute;top:0;left:-130%;width:55%;height:100%;z-index:0;
  background:linear-gradient(100deg,transparent,rgba(255,255,255,.75),transparent);transform:skewX(-18deg);
  animation:offers-shine 3s var(--ease) infinite}
@keyframes offers-shine{0%,8%{left:-130%}48%,100%{left:165%}}
.offers .of-badge{font-size:10px;font-weight:800;letter-spacing:.05em;background:#e2362b;color:#fff;padding:2px 7px;border-radius:999px;
  box-shadow:0 0 0 0 rgba(226,54,43,.55);animation:badgePulse 1.9s var(--ease) infinite}
@keyframes badgePulse{0%{box-shadow:0 0 0 0 rgba(226,54,43,.55)}70%,100%{box-shadow:0 0 0 7px rgba(226,54,43,0)}}
@media(prefers-reduced-motion:reduce){.offers::before,.offers .of-ic,.offers .of-badge{animation:none}}
@media(max-width:980px){.offers .of-txt{display:none}}
.contact{display:flex;align-items:center;gap:9px;padding:8px 14px;border-radius:999px;border:1px solid var(--line);background:#fff;font-weight:700;font-size:14px;color:var(--teal);transition:.2s var(--ease)}
.contact:hover{border-color:var(--green);box-shadow:0 6px 16px rgba(0,166,81,.14)}
.contact .ic{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;flex:none}
.contact.tel .ic{background:#e8f1ee;color:var(--green)}
.contact small{display:block;font-weight:600;font-size:11px;color:var(--muted);line-height:1}
@media(max-width:1080px){.contact small{display:none}}
@media(max-width:920px){
  .contact span{display:none}
  .nav-toggle{display:inline-flex}
  .nav{position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:3px;
       background:var(--paper);border-bottom:1px solid var(--line);padding:10px clamp(18px,3.4vw,52px) 16px;
       box-shadow:0 18px 34px rgba(22,39,45,.12);z-index:60;display:none}
  .page-header.menu-open .nav{display:flex}
  .nav a{padding:13px 14px;font-size:16px;border-radius:10px}
  .nav a::after{display:none}
  .nav a:hover,.nav a.active{background:#eaf3f0}
}

/* ============================================================
   BLOG — Archiv (Index + Kategorie), Sidebar & Single-Post
   ============================================================ */
.bx{padding:clamp(28px,3.6vw,56px) 0}
.bx-hero{max-width:760px;margin:0 0 clamp(26px,3.2vw,44px);text-align:left}
.bx-hero .eyebrow2{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green-d);background:#eef6f2;border:1px solid #dcefe6;padding:6px 12px;border-radius:999px}
.bx-hero .eyebrow2 .dot{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(0,166,81,.18);flex:0 0 auto}
.bx-hero h1{font-family:var(--serif);font-weight:800;font-size:clamp(30px,4vw,46px);line-height:1.1;letter-spacing:-.02em;color:var(--teal);margin:14px 0 0}
.bx-hero p{margin:14px 0 0;color:var(--muted);font-size:clamp(15px,1.3vw,17px);line-height:1.7;max-width:660px}

/* category tag + date */
.bx-tag{display:inline-flex;align-items:center;font-size:11px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;padding:5px 11px;border-radius:999px}
.bx-tag.rat{background:var(--g);color:var(--green-d)}
.bx-tag.blog{background:var(--t);color:var(--blue-d)}
.bx-date{display:inline-flex;align-items:center;gap:6px;font-size:12.5px;font-weight:600;color:var(--muted)}
.bx-date svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:0 0 auto}
.bx-rl{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:13.5px;color:var(--green-d);text-decoration:none;transition:gap .22s var(--ease)}
.bx-card:hover .bx-rl{gap:13px}
.bx-rl svg{width:16px;height:16px;stroke:currentColor;fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}

/* post grid */
.bx-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
@media(max-width:620px){.bx-grid{grid-template-columns:1fr}}
.bx-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line2);border-radius:14px;overflow:hidden;text-decoration:none;color:inherit;box-shadow:var(--shadow);transition:.26s var(--ease)}
.bx-card:hover{transform:translateY(-6px);box-shadow:0 34px 70px rgba(0,43,56,.16)}
.bx-card .ph{position:relative;aspect-ratio:16/10;overflow:hidden;background:var(--g)}
.bx-card .ph img{width:100%;height:100%;object-fit:cover;transition:transform .5s var(--ease)}
.bx-card:hover .ph img{transform:scale(1.06)}
.bx-card .ph .bx-tag{position:absolute;top:12px;left:12px;background:rgba(255,255,255,.94);backdrop-filter:blur(6px)}
.bx-card .ph .bx-tag.rat{color:var(--green-d)}
.bx-card .ph .bx-tag.blog{color:var(--blue-d)}
.bx-card .bd{display:flex;flex-direction:column;flex:1;padding:18px 18px 20px}
.bx-card h3{margin:0;font-size:16.5px;font-weight:800;line-height:1.32;color:var(--teal);letter-spacing:-.01em}
.bx-card p{margin:10px 0 0;font-size:14px;line-height:1.6;color:var(--muted)}
.bx-card .meta{margin-top:auto;padding-top:15px;display:flex;align-items:center;justify-content:space-between;gap:10px}

/* pagination */
.bx-pager{display:flex;justify-content:center;align-items:center;gap:8px;margin-top:clamp(28px,3.4vw,44px);flex-wrap:wrap}
.bx-pager a,.bx-pager span{min-width:44px;height:44px;padding:0 13px;display:inline-flex;align-items:center;justify-content:center;border-radius:11px;border:1px solid var(--line2);background:#fff;font-weight:700;font-size:14.5px;color:var(--teal);text-decoration:none;transition:.2s var(--ease)}
.bx-pager a:hover{border-color:var(--green);color:var(--green-d);transform:translateY(-2px)}
.bx-pager .cur{background:var(--teal);color:#fff;border-color:var(--teal)}
.bx-pager .dots{border:0;background:transparent;min-width:auto;padding:0 4px}

/* ===== SINGLE POST ===== */
.post{padding:clamp(24px,3vw,44px) 0 clamp(34px,4.5vw,60px)}
.post-head{max-width:840px;margin:0 auto clamp(20px,2.4vw,30px);text-align:center}
.crumb{display:flex;justify-content:center;flex-wrap:wrap;gap:7px;font-size:13px;color:var(--muted);margin-bottom:16px}
.crumb a{color:var(--green-d);text-decoration:none}
.crumb a:hover{text-decoration:underline}
.post-head h1{font-family:var(--serif);font-weight:800;font-size:clamp(27px,3.6vw,44px);line-height:1.12;letter-spacing:-.02em;color:var(--teal);margin:12px 0 0}
.post-meta{display:flex;justify-content:center;flex-wrap:wrap;gap:9px 18px;margin-top:18px;font-size:13.5px;color:var(--muted)}
.post-meta .it{display:inline-flex;align-items:center;gap:7px}
.post-meta .it svg{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.post-cover{max-width:1100px;margin:0 auto clamp(26px,3.2vw,44px);border-radius:16px;overflow:hidden;aspect-ratio:21/9;box-shadow:var(--shadow)}
.post-cover img{width:100%;height:100%;object-fit:cover}
.prose{max-width:760px}
.prose h2{font-family:var(--serif);font-weight:800;font-size:clamp(21px,2.2vw,28px);color:var(--teal);letter-spacing:-.01em;line-height:1.22;margin:34px 0 12px}
.prose h2:first-of-type{margin-top:0}
.prose h3{font-weight:800;font-size:19px;color:var(--teal);margin:26px 0 10px}
.prose p{font-size:16px;line-height:1.78;color:#33454c;margin:14px 0}
.prose .lead{font-size:18px;line-height:1.7;color:#27363c}
.prose ul{margin:16px 0;padding:0;list-style:none;display:grid;gap:11px}
.prose ul li{position:relative;padding-left:28px;font-size:15.5px;line-height:1.6;color:#33454c}
.prose ul li::before{content:"";position:absolute;left:3px;top:9px;width:9px;height:9px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px var(--g)}
.prose strong{color:var(--teal);font-weight:700}
.prose a{color:var(--green-d);text-decoration:underline}
.prose blockquote{margin:24px 0;padding:18px 22px;border-left:4px solid var(--green);background:var(--g);border-radius:0 12px 12px 0;font-size:16px;line-height:1.7;color:var(--teal);font-weight:500}
.post-cta{margin:32px 0;background:linear-gradient(135deg,var(--teal2),var(--teal));color:#fff;border-radius:16px;padding:clamp(24px,3vw,34px);display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.post-cta .tx h3{margin:0;color:#fff;font-size:clamp(18px,2vw,23px);font-weight:800;letter-spacing:-.01em}
.post-cta .tx p{margin:8px 0 0;color:#bcd3da;font-size:14.5px;line-height:1.5}
.post-cta .b{flex:none;display:inline-flex;align-items:center;gap:9px;background:var(--yellow-deep);color:var(--teal);font-weight:800;font-size:15px;padding:14px 22px;border-radius:11px;text-decoration:none;transition:transform .2s var(--ease)}
.post-cta .b:hover{transform:translateY(-2px)}
.post-cta .b svg{width:17px;height:17px;stroke:currentColor;fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.post-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:28px}
.post-tags a{font-size:12.5px;font-weight:600;color:var(--teal);background:var(--paper);border:1px solid var(--line2);border-radius:999px;padding:7px 14px;text-decoration:none;transition:.2s var(--ease)}
.post-tags a:hover{border-color:var(--green);color:var(--green-d)}
.post-note{margin-top:28px;font-size:12.5px;line-height:1.6;color:var(--muted);background:var(--paper);border:1px solid var(--line2);border-radius:12px;padding:16px 18px}
.related{max-width:1180px;margin:clamp(34px,4.5vw,60px) auto 0}
.related h2{font-family:var(--serif);font-weight:800;font-size:clamp(23px,2.6vw,32px);color:var(--teal);letter-spacing:-.02em;margin:0 0 22px}
.related .bx-grid{grid-template-columns:repeat(3,1fr)}
@media(max-width:880px){.related .bx-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.related .bx-grid{grid-template-columns:1fr}}

/* ===== Blog-Home: Filter-Bar + 3-Spalten (ohne Sidebar), getönte Labels ===== */
.bx-tag.akt{background:var(--a);color:var(--amber-d)}
.bx-filter{display:flex;flex-wrap:wrap;gap:10px;justify-content:flex-start;margin-bottom:clamp(22px,2.6vw,32px)}
.bx-filter a{font-size:13.5px;font-weight:700;padding:9px 18px;border-radius:999px;border:1px solid var(--line2);background:#fff;color:var(--teal);text-decoration:none;transition:.2s var(--ease)}
.bx-filter a:nth-child(2){background:var(--g);color:var(--green-d);border-color:#cfe6da}
.bx-filter a:nth-child(3){background:var(--t);color:var(--blue-d);border-color:#d0e3ea}
.bx-filter a:nth-child(4){background:var(--a);color:var(--amber-d);border-color:#f0e2b6}
.bx-filter a.on{background:var(--teal);color:#fff;border-color:var(--teal)}
.bx-filter a:hover{filter:brightness(.97)}
.bx-filter a.on:hover{filter:none}
.bx-fullgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:900px){.bx-fullgrid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.bx-fullgrid{grid-template-columns:1fr}}
/* getönte Labels auf dem Bild (solider Tint statt Weiß) */
.bx-fullgrid .bx-card .ph .bx-tag.rat,.related .bx-card .ph .bx-tag.rat{background:var(--g);color:var(--green-d);backdrop-filter:none}
.bx-fullgrid .bx-card .ph .bx-tag.blog,.related .bx-card .ph .bx-tag.blog{background:var(--t);color:var(--blue-d);backdrop-filter:none}
.bx-fullgrid .bx-card .ph .bx-tag.akt,.related .bx-card .ph .bx-tag.akt{background:var(--a);color:var(--amber-d);backdrop-filter:none}

/* ===== Kategorie-Header (editorial, linksbündig, kategorie-getönt) ===== */
.cat-head{max-width:780px;margin:0 0 clamp(26px,3.2vw,40px)}
.cat-head .crumb{display:flex;flex-wrap:wrap;gap:7px;font-size:13px;color:var(--muted);margin-bottom:14px}
.cat-head .crumb a{color:var(--green-d)}
.cat-head .crumb a:hover{text-decoration:underline}
.cat-head .eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:13px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;color:var(--blue-d)}
.cat-head .eyebrow .dot{width:8px;height:8px;border-radius:50%;background:var(--blue-d);box-shadow:0 0 0 4px rgba(11,111,134,.16);flex:0 0 auto}
.cat-head h1{font-family:var(--serif);font-weight:800;font-size:clamp(30px,4vw,46px);line-height:1.06;letter-spacing:-.02em;color:var(--teal);margin:14px 0 0}
.cat-head h1 .accent{color:var(--blue-d)}
.cat-head p{margin:14px 0 0;color:var(--muted);font-size:clamp(15px,1.3vw,17px);line-height:1.7;max-width:680px}
.cat-head .count{display:inline-flex;align-items:center;gap:8px;margin-top:16px;font-size:13px;font-weight:700;color:var(--blue-d);background:var(--t);border:1px solid #d0e3ea;padding:7px 14px;border-radius:999px}
.cat-head.c-rat .eyebrow,.cat-head.c-rat h1 .accent{color:var(--green-d)}
.cat-head.c-rat .eyebrow .dot{background:var(--green);box-shadow:0 0 0 4px rgba(0,166,81,.18)}
.cat-head.c-rat .count{color:var(--green-d);background:var(--g);border-color:#cfe6da}
.cat-head.c-akt .eyebrow,.cat-head.c-akt h1 .accent{color:var(--amber-d)}
.cat-head.c-akt .eyebrow .dot{background:var(--yellow-deep);box-shadow:0 0 0 4px rgba(242,169,0,.2)}
.cat-head.c-akt .count{color:var(--amber-d);background:var(--a);border-color:#f0e2b6}

/* ===== Single-Post ohne Sidebar: zentrierte Lesespalte ===== */
.read-progress{position:fixed;top:0;left:0;right:0;height:4px;background:transparent;z-index:60;pointer-events:none}
.read-progress i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--green),var(--green-d))}
.post-narrow{max-width:800px;margin:0 auto}
.post-narrow .prose{max-width:none}
.prose h2{padding-left:15px;border-left:4px solid var(--green)}
.tldr{background:var(--g);border:1px solid #cfe6da;border-radius:14px;padding:clamp(20px,2.4vw,28px);margin:0 0 28px}
.tldr h3{margin:0 0 12px;font-size:13px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--green-d)}
.tldr ul{margin:0;padding:0;list-style:none;display:grid;gap:9px}
.tldr li{position:relative;padding-left:26px;font-size:15px;line-height:1.55;color:#33454c}
.tldr li::before{content:"";position:absolute;left:2px;top:8px;width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(0,166,81,.14)}

/* ---------------- FOOTER ---------------- */
.site-footer{background:#F6F6F6;color:var(--muted);padding:clamp(44px,6vw,72px) 0 30px;margin-top:clamp(34px,5vw,64px);border-top:1px solid var(--line2)}
.site-footer a{color:var(--ink);text-decoration:none;transition:color .2s var(--ease)}
.site-footer a:hover{color:var(--green-d)}
.foot-top{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:clamp(24px,3vw,44px)}
@media(max-width:880px){.foot-top{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.foot-top{grid-template-columns:1fr}}
.foot-logo{height:44px;width:auto;margin-bottom:16px}
.foot-brand p{margin:2px 0;font-size:16px;font-weight:700;color:var(--teal)}
.foot-brand .foot-tag{margin-top:12px;font-size:13.5px;color:var(--muted);line-height:1.6;max-width:330px}
.foot-col .foot-h{font-size:16px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green-d);margin:0 0 13px}
.foot-col p{margin:5px 0;font-size:14.5px;color:var(--ink)}
.foot-rule{border:0;border-top:1px solid #b6bdba;margin:clamp(26px,3vw,38px) 0}
.foot-menu{display:grid;grid-template-columns:1.5fr 1fr 1.2fr 1fr;gap:clamp(24px,3vw,44px)}
@media(max-width:880px){.foot-menu{grid-template-columns:1fr 1fr;gap:28px}}
@media(max-width:560px){.foot-menu{grid-template-columns:1fr}}
.foot-menu ul{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.foot-menu li a{font-size:14.5px}
.foot-reviews .rv-top{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--muted)}
.foot-reviews .stars{display:inline-flex;gap:2px;color:var(--yellow-acc)}
.foot-reviews .stars svg{width:16px;height:16px}
.foot-reviews .g{display:inline-flex;align-items:center;gap:9px;margin-top:14px;font-weight:600;color:var(--teal);font-size:15px;text-decoration:none;transition:opacity .2s var(--ease)}
.foot-reviews .g:hover{opacity:.7;color:var(--teal)}
.foot-reviews .goog{display:inline-flex;font-weight:700;font-size:19px;letter-spacing:-.5px}
.foot-reviews .goog span:nth-child(1){color:#4285F4}
.foot-reviews .goog span:nth-child(2){color:#EA4335}
.foot-reviews .goog span:nth-child(3){color:#FBBC05}
.foot-reviews .goog span:nth-child(4){color:#4285F4}
.foot-reviews .goog span:nth-child(5){color:#34A853}
.foot-reviews .goog span:nth-child(6){color:#EA4335}
.foot-reviews .g b{font-weight:700;color:var(--teal)}
.foot-reviews .g .ext{width:15px;height:15px;color:var(--muted)}
.foot-bottom{display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13.5px;color:var(--muted)}
.foot-legal{list-style:none;display:flex;gap:22px;margin:0;padding:0}

/* ---------------- reveal ---------------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}}

/* ---------------- responsive polish ---------------- */
@media(max-width:600px){.post-cover{aspect-ratio:16/10}.post-cta{flex-direction:column;align-items:flex-start}.post-cta .b{width:100%;justify-content:center}}
@media(max-width:380px){.hbar{gap:12px}.logo img{height:42px}.contact{padding:8px 11px}}